Call reports 2016
BANK STAR — 2016
What BANK STAR reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 66,431,000 | 69,477,000 | 67,772,000 | 67,771,000 |
| Total loans | 54,282,000 | 55,181,000 | 52,796,000 | 49,061,000 |
| Allowance for loan losses | 567,000 | 594,000 | 602,000 | 500,000 |
| Securities available for sale | 2,559,000 | 2,552,000 | 2,771,000 | 4,722,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,033,000 | 61,608,000 | 60,014,000 | 59,951,000 |
| Interest-bearing deposits | 48,533,000 | 50,382,000 | 49,479,000 | 49,394,000 |
| Noninterest-bearing deposits | 10,500,000 | 11,226,000 | 10,535,000 | 10,557,000 |
| Equity capital | 7,085,000 | 7,194,000 | 7,308,000 | 7,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,433,000 | 2,151,000 | 2,863,000 |
| Interest expense | 37,000 | 74,000 | 111,000 | 149,000 |
| Net interest income | 670,000 | 1,359,000 | 2,040,000 | 2,714,000 |
| Noninterest income | 89,000 | 182,000 | 285,000 | 386,000 |
| Noninterest expense | 594,000 | 1,179,000 | 1,744,000 | 2,264,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 23,000 |
| Pretax income | 135,000 | 302,000 | 491,000 | 813,000 |
| Income tax | 50,000 | 112,000 | 183,000 | 305,000 |
| Net income | 85,000 | 190,000 | 308,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,081,000 | 7,186,000 | 7,303,000 | 7,504,000 |
| Total capital | 7,648,000 | 7,780,000 | 7,883,000 | 8,004,000 |
| Risk-weighted assets | 47,235,000 | 48,386,000 | 46,363,000 | 42,766,000 |
Machine access — free, no API key
Every figure shown here about BANK STAR — 2016 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.