Call reports 2008
BANK STAR — 2008
What BANK STAR reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,847,000 | 76,037,000 | 74,923,000 | 74,660,000 |
| Total loans | 66,064,000 | 62,754,000 | 61,825,000 | 61,755,000 |
| Allowance for loan losses | 1,313,000 | 945,000 | 770,000 | 1,244,000 |
| Securities available for sale | 6,069,000 | 6,930,000 | 6,333,000 | 6,289,000 |
| Securities held to maturity | 1,214,000 | 1,165,000 | 1,165,000 | 1,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,591,000 | 62,263,000 | 61,511,000 | 61,687,000 |
| Interest-bearing deposits | 58,868,000 | 54,961,000 | 54,808,000 | 55,948,000 |
| Noninterest-bearing deposits | 6,723,000 | 7,302,000 | 6,703,000 | 5,739,000 |
| Equity capital | 6,681,000 | 7,721,000 | 7,515,000 | 7,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,530,000 | 3,707,000 | 4,764,000 |
| Interest expense | 564,000 | 996,000 | 1,386,000 | 1,752,000 |
| Net interest income | 684,000 | 1,534,000 | 2,321,000 | 3,012,000 |
| Noninterest income | 351,000 | 650,000 | 938,000 | 1,187,000 |
| Noninterest expense | 797,000 | 1,578,000 | 2,365,000 | 3,055,000 |
| Provision for loan losses | 16,000 | 31,000 | 646,000 | 1,153,000 |
| Pretax income | 222,000 | 575,000 | 248,000 | -9,000 |
| Income tax | 80,000 | 212,000 | 94,000 | -19,000 |
| Net income | 142,000 | 363,000 | 154,000 | 10,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,231,000 | 7,324,000 | 7,148,000 | 7,031,000 |
| Total capital | 7,013,000 | 8,071,000 | 7,864,000 | 7,739,000 |
| Risk-weighted assets | 62,014,000 | 59,596,000 | 57,188,000 | 56,088,000 |
Machine access — free, no API key
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