Call reports 2005
BANK STAR — 2005
What BANK STAR reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,947,000 | 68,032,000 | 69,361,000 | 72,432,000 |
| Total loans | 50,652,000 | 53,197,000 | 56,052,000 | 56,615,000 |
| Allowance for loan losses | 560,000 | 579,000 | 593,000 | 600,000 |
| Securities available for sale | 7,830,000 | 7,842,000 | 7,685,000 | 7,532,000 |
| Securities held to maturity | 2,294,000 | 2,294,000 | 2,295,000 | 2,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,364,000 | 57,674,000 | 59,933,000 | 59,979,000 |
| Interest-bearing deposits | 49,402,000 | 49,601,000 | 50,791,000 | 48,928,000 |
| Noninterest-bearing deposits | 6,962,000 | 8,073,000 | 9,142,000 | 11,051,000 |
| Equity capital | 6,439,000 | 6,593,000 | 6,620,000 | 6,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 978,000 | 1,966,000 | 3,015,000 | 4,105,000 |
| Interest expense | 235,000 | 504,000 | 832,000 | 1,209,000 |
| Net interest income | 743,000 | 1,462,000 | 2,183,000 | 2,896,000 |
| Noninterest income | 165,000 | 387,000 | 704,000 | 1,001,000 |
| Noninterest expense | 593,000 | 1,225,000 | 1,983,000 | 2,638,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 88,000 |
| Pretax income | 297,000 | 588,000 | 850,000 | 1,171,000 |
| Income tax | 107,000 | 211,000 | 314,000 | 426,000 |
| Net income | 190,000 | 377,000 | 536,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,796,000 | 5,909,000 | 5,995,000 | 6,131,000 |
| Total capital | 6,356,000 | 6,488,000 | 6,588,000 | 6,731,000 |
| Risk-weighted assets | 47,231,000 | 49,292,000 | 50,529,000 | 53,394,000 |
Machine access — free, no API key
Every figure shown here about BANK STAR — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.