Call reports 2017
UNION BUILDING AND LOAN SAVINGS BANK — 2017
What UNION BUILDING AND LOAN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,065,000 | 33,725,000 | 32,429,000 | 32,419,000 |
| Total loans | 30,203,000 | 30,318,000 | 30,233,000 | 30,329,000 |
| Allowance for loan losses | 153,000 | 153,000 | 208,000 | 154,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,048,000 | 25,646,000 | 24,387,000 | 23,699,000 |
| Interest-bearing deposits | 24,266,000 | 24,007,000 | 23,069,000 | 22,119,000 |
| Noninterest-bearing deposits | 1,782,000 | 1,639,000 | 1,318,000 | 1,580,000 |
| Equity capital | 7,937,000 | 7,962,000 | 7,945,000 | 8,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 739,000 | 1,096,000 | 1,451,000 |
| Interest expense | 50,000 | 101,000 | 152,000 | 204,000 |
| Net interest income | 319,000 | 638,000 | 944,000 | 1,247,000 |
| Noninterest income | 5,000 | 12,000 | 26,000 | 144,000 |
| Noninterest expense | 281,000 | 568,000 | 858,000 | 1,135,000 |
| Provision for loan losses | 10,000 | 10,000 | 65,000 | 65,000 |
| Pretax income | 33,000 | 72,000 | 47,000 | 191,000 |
| Income tax | 12,000 | 26,000 | 18,000 | 98,000 |
| Net income | 21,000 | 46,000 | 29,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,937,000 | 7,962,000 | 7,945,000 | 8,009,000 |
| Total capital | 8,090,000 | 8,115,000 | 8,153,000 | 8,163,000 |
| Risk-weighted assets | 18,209,000 | 18,327,000 | 18,285,000 | 18,474,000 |