Call report 2020Q4
LAKE AREA BANK — 2020Q4
The 22 measures LAKE AREA BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 442,475,000 | USD | evidence → |
| Total loans | 308,004,000 | USD | evidence → |
| Allowance for loan losses | 2,955,000 | USD | evidence → |
| Securities available for sale | 95,111,000 | USD | evidence → |
| Securities held to maturity | 34,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 322,686,000 | USD | evidence → |
| Interest-bearing deposits | 234,096,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,590,000 | USD | evidence → |
| Equity capital | 51,317,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,200,000 | USD | evidence → |
| Interest expense | 1,944,000 | USD | evidence → |
| Net interest income | 16,256,000 | USD | evidence → |
| Noninterest income | 26,460,000 | USD | evidence → |
| Noninterest expense | 26,626,000 | USD | evidence → |
| Provision for loan losses | 1,668,000 | USD | evidence → |
| Pretax income | 14,787,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 14,787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,060,000 | USD | evidence → |
| Total capital | 47,015,000 | USD | evidence → |
| Risk-weighted assets | 448,322,000 | USD | evidence → |