Call report 2016Q4
LAKE AREA BANK — 2016Q4
The 22 measures LAKE AREA BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 301,057,000 | USD | evidence → |
| Total loans | 191,905,000 | USD | evidence → |
| Allowance for loan losses | 2,225,000 | USD | evidence → |
| Securities available for sale | 71,878,000 | USD | evidence → |
| Securities held to maturity | 188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 241,310,000 | USD | evidence → |
| Interest-bearing deposits | 194,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,410,000 | USD | evidence → |
| Equity capital | 29,722,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,851,000 | USD | evidence → |
| Interest expense | 940,000 | USD | evidence → |
| Net interest income | 9,911,000 | USD | evidence → |
| Noninterest income | 7,997,000 | USD | evidence → |
| Noninterest expense | 14,787,000 | USD | evidence → |
| Provision for loan losses | -436,000 | USD | evidence → |
| Pretax income | 3,575,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 3,565,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,544,000 | USD | evidence → |
| Total capital | 30,769,000 | USD | evidence → |
| Risk-weighted assets | 229,197,000 | USD | evidence → |