Call report 2016Q2
LAKE AREA BANK — 2016Q2
The 22 measures LAKE AREA BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 300,646,000 | USD | evidence → |
| Total loans | 175,327,000 | USD | evidence → |
| Allowance for loan losses | 2,850,000 | USD | evidence → |
| Securities available for sale | 86,224,000 | USD | evidence → |
| Securities held to maturity | 203,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 228,644,000 | USD | evidence → |
| Interest-bearing deposits | 178,064,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,580,000 | USD | evidence → |
| Equity capital | 31,003,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,168,000 | USD | evidence → |
| Interest expense | 427,000 | USD | evidence → |
| Net interest income | 4,741,000 | USD | evidence → |
| Noninterest income | 3,809,000 | USD | evidence → |
| Noninterest expense | 7,029,000 | USD | evidence → |
| Provision for loan losses | -36,000 | USD | evidence → |
| Pretax income | 1,605,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 1,595,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,822,000 | USD | evidence → |
| Total capital | 29,459,000 | USD | evidence → |
| Risk-weighted assets | 210,715,000 | USD | evidence → |