Call report 2015Q4
LAKE AREA BANK — 2015Q4
The 22 measures LAKE AREA BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 287,252,000 | USD | evidence → |
| Total loans | 159,572,000 | USD | evidence → |
| Allowance for loan losses | 2,865,000 | USD | evidence → |
| Securities available for sale | 84,749,000 | USD | evidence → |
| Securities held to maturity | 203,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,290,000 | USD | evidence → |
| Interest-bearing deposits | 184,319,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,971,000 | USD | evidence → |
| Equity capital | 29,168,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,520,000 | USD | evidence → |
| Interest expense | 838,000 | USD | evidence → |
| Net interest income | 9,682,000 | USD | evidence → |
| Noninterest income | 5,037,000 | USD | evidence → |
| Noninterest expense | 12,341,000 | USD | evidence → |
| Provision for loan losses | -347,000 | USD | evidence → |
| Pretax income | 2,800,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 2,790,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,568,000 | USD | evidence → |
| Total capital | 29,007,000 | USD | evidence → |
| Risk-weighted assets | 194,706,000 | USD | evidence → |