Call report 2012Q1
LAKE AREA BANK — 2012Q1
The 22 measures LAKE AREA BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,059,000 | USD | evidence → |
| Total loans | 176,427,000 | USD | evidence → |
| Allowance for loan losses | 4,673,000 | USD | evidence → |
| Securities available for sale | 58,539,000 | USD | evidence → |
| Securities held to maturity | 300,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 231,472,000 | USD | evidence → |
| Interest-bearing deposits | 201,350,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,122,000 | USD | evidence → |
| Equity capital | 26,686,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,848,000 | USD | evidence → |
| Interest expense | 525,000 | USD | evidence → |
| Net interest income | 2,323,000 | USD | evidence → |
| Noninterest income | 1,305,000 | USD | evidence → |
| Noninterest expense | 2,927,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 250,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 245,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,842,000 | USD | evidence → |
| Total capital | 25,188,000 | USD | evidence → |
| Risk-weighted assets | 185,342,000 | USD | evidence → |