Call reports 2001
MERCHANTS BANK OF COMMERCE — 2001
What MERCHANTS BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 273,230,000 | 289,601,000 | 315,478,000 | 318,557,000 |
| Total loans | 196,974,000 | 205,854,000 | 218,847,000 | 219,876,000 |
| Allowance for loan losses | 2,645,000 | 2,806,000 | 3,189,000 | 3,180,000 |
| Securities available for sale | 24,258,000 | 38,516,000 | 43,368,000 | 40,898,000 |
| Securities held to maturity | 5,861,000 | 5,053,000 | 4,524,000 | 4,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,908,000 | 249,297,000 | 278,884,000 | 281,799,000 |
| Interest-bearing deposits | 196,596,000 | 222,661,000 | 236,730,000 | 237,050,000 |
| Noninterest-bearing deposits | 33,312,000 | 26,636,000 | 42,154,000 | 44,749,000 |
| Equity capital | 28,148,000 | 29,073,000 | 26,292,000 | 26,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,206,000 | 10,209,000 | 15,478,000 | 20,195,000 |
| Interest expense | 2,317,000 | 4,543,000 | 6,939,000 | 8,898,000 |
| Net interest income | 2,889,000 | 5,666,000 | 8,539,000 | 11,297,000 |
| Noninterest income | 726,000 | 1,295,000 | 1,786,000 | 2,241,000 |
| Noninterest expense | 1,671,000 | 3,381,000 | 5,252,000 | 7,135,000 |
| Provision for loan losses | 158,000 | 317,000 | 255,000 | 255,000 |
| Pretax income | 1,786,000 | 3,373,000 | 4,918,000 | 6,705,000 |
| Income tax | 639,000 | 1,221,000 | 1,754,000 | 2,313,000 |
| Net income | 1,147,000 | 2,152,000 | 3,164,000 | 4,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,959,000 | 28,195,000 | 24,917,000 | 26,187,000 |
| Total capital | 30,604,000 | 30,999,000 | 27,928,000 | 29,216,000 |
| Risk-weighted assets | 214,643,000 | 224,336,000 | 240,697,000 | 242,135,000 |
Machine access — free, no API key
Every figure shown here about MERCHANTS BANK OF COMMERCE — 2001 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.