Call reports 2015
PREMIER BANK OF JACKSONVILLE — 2015
What PREMIER BANK OF JACKSONVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 192,231,000 | 195,917,000 | 197,152,000 | 186,028,000 |
| Total loans | 84,491,000 | 85,682,000 | 86,966,000 | 84,239,000 |
| Allowance for loan losses | 1,309,000 | 1,441,000 | 1,418,000 | 1,403,000 |
| Securities available for sale | 93,042,000 | 90,622,000 | 85,310,000 | 57,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,817,000 | 174,608,000 | 174,818,000 | 165,020,000 |
| Interest-bearing deposits | 150,890,000 | 157,581,000 | 157,907,000 | 145,821,000 |
| Noninterest-bearing deposits | 16,927,000 | 17,027,000 | 16,911,000 | 19,199,000 |
| Equity capital | 21,981,000 | 20,991,000 | 21,963,000 | 20,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,397,000 | 5,093,000 | 6,717,000 |
| Interest expense | 278,000 | 559,000 | 842,000 | 1,122,000 |
| Net interest income | 1,424,000 | 2,838,000 | 4,251,000 | 5,595,000 |
| Noninterest income | 167,000 | 413,000 | 661,000 | 829,000 |
| Noninterest expense | 1,052,000 | 2,143,000 | 3,260,000 | 4,454,000 |
| Provision for loan losses | 0 | 138,000 | 138,000 | 142,000 |
| Pretax income | 539,000 | 970,000 | 1,551,000 | 1,082,000 |
| Income tax | 147,000 | 286,000 | 441,000 | 193,000 |
| Net income | 392,000 | 684,000 | 1,110,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,579,000 | 21,721,000 | 22,047,000 | 19,766,000 |
| Total capital | 22,888,000 | 23,088,000 | 23,436,000 | 21,109,000 |
| Risk-weighted assets | 108,422,000 | 109,314,000 | 111,150,000 | 107,449,000 |