Call reports 2026
SHELBY COUNTY STATE BANK — 2026
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 539,970,000 | 523,571,000 |
| Total loans | 358,463,000 | 351,096,000 |
| Allowance for loan losses | 4,477,000 | 4,470,000 |
| Securities available for sale | 103,279,000 | 104,480,000 |
| Securities held to maturity | 1,248,000 | 702,000 |
| Trading assets | 0 | 0 |
| Total deposits | 479,943,000 | 462,948,000 |
| Interest-bearing deposits | 356,285,000 | 342,597,000 |
| Noninterest-bearing deposits | 123,658,000 | 120,351,000 |
| Equity capital | 58,306,000 | 58,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,306,000 | 12,719,000 |
| Interest expense | 1,552,000 | 3,010,000 |
| Net interest income | 4,754,000 | 9,709,000 |
| Noninterest income | 627,000 | 1,255,000 |
| Noninterest expense | 3,020,000 | 6,091,000 |
| Provision for loan losses | 65,000 | 115,000 |
| Pretax income | 2,314,000 | 4,780,000 |
| Income tax | 483,000 | 970,000 |
| Net income | 1,831,000 | 3,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 51,599,000 | 52,130,000 |
| Total capital | 56,076,000 | 56,600,000 |
| Risk-weighted assets | 389,638,000 | 382,061,000 |