Call reports 2018
SHELBY COUNTY STATE BANK — 2018
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 265,874,000 | 258,170,000 | 259,007,000 | 261,370,000 |
| Total loans | 175,659,000 | 179,832,000 | 182,501,000 | 186,467,000 |
| Allowance for loan losses | 2,180,000 | 2,221,000 | 2,310,000 | 2,295,000 |
| Securities available for sale | 40,762,000 | 38,231,000 | 36,600,000 | 35,633,000 |
| Securities held to maturity | 12,658,000 | 12,420,000 | 12,345,000 | 12,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,097,000 | 224,802,000 | 228,361,000 | 229,452,000 |
| Interest-bearing deposits | 198,937,000 | 174,908,000 | 177,738,000 | 177,475,000 |
| Noninterest-bearing deposits | 37,160,000 | 49,894,000 | 50,623,000 | 51,977,000 |
| Equity capital | 29,120,000 | 29,372,000 | 30,005,000 | 30,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,305,000 | 4,658,000 | 7,129,000 | 9,712,000 |
| Interest expense | 110,000 | 241,000 | 433,000 | 635,000 |
| Net interest income | 2,195,000 | 4,417,000 | 6,696,000 | 9,077,000 |
| Noninterest income | 263,000 | 519,000 | 772,000 | 1,060,000 |
| Noninterest expense | 1,380,000 | 2,744,000 | 4,227,000 | 5,613,000 |
| Provision for loan losses | 20,000 | 110,000 | 200,000 | 355,000 |
| Pretax income | 1,058,000 | 2,082,000 | 3,041,000 | 4,168,000 |
| Income tax | 243,000 | 479,000 | 687,000 | 948,000 |
| Net income | 815,000 | 1,603,000 | 2,354,000 | 3,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,163,000 | 26,465,000 | 27,214,000 | 27,332,000 |
| Total capital | 28,343,000 | 28,686,000 | 29,524,000 | 29,627,000 |
| Risk-weighted assets | 188,047,000 | 188,837,000 | 192,060,000 | 195,552,000 |