Call reports 2017
SHELBY COUNTY STATE BANK — 2017
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 263,130,000 | 259,514,000 | 255,643,000 | 255,795,000 |
| Total loans | 171,604,000 | 175,122,000 | 175,423,000 | 179,729,000 |
| Allowance for loan losses | 2,075,000 | 2,108,000 | 2,121,000 | 2,165,000 |
| Securities available for sale | 41,904,000 | 43,026,000 | 41,091,000 | 38,560,000 |
| Securities held to maturity | 12,953,000 | 13,081,000 | 12,905,000 | 12,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,355,000 | 225,512,000 | 225,426,000 | 225,815,000 |
| Interest-bearing deposits | 186,197,000 | 177,394,000 | 178,237,000 | 176,060,000 |
| Noninterest-bearing deposits | 48,158,000 | 48,118,000 | 47,189,000 | 49,755,000 |
| Equity capital | 28,095,000 | 28,421,000 | 29,040,000 | 28,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,116,000 | 4,351,000 | 6,599,000 | 8,875,000 |
| Interest expense | 85,000 | 183,000 | 283,000 | 382,000 |
| Net interest income | 2,031,000 | 4,168,000 | 6,316,000 | 8,493,000 |
| Noninterest income | 275,000 | 499,000 | 716,000 | 968,000 |
| Noninterest expense | 1,354,000 | 2,685,000 | 4,028,000 | 5,467,000 |
| Provision for loan losses | 40,000 | 75,000 | 95,000 | 140,000 |
| Pretax income | 905,000 | 1,900,000 | 2,902,000 | 3,847,000 |
| Income tax | 306,000 | 644,000 | 984,000 | 1,612,000 |
| Net income | 599,000 | 1,256,000 | 1,918,000 | 2,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,631,000 | 24,800,000 | 25,463,000 | 25,347,000 |
| Total capital | 26,706,000 | 26,908,000 | 27,584,000 | 27,512,000 |
| Risk-weighted assets | 181,368,000 | 184,159,000 | 185,671,000 | 190,538,000 |