Call reports 2014
SHELBY COUNTY STATE BANK — 2014
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 267,782,000 | 258,530,000 | 256,327,000 | 262,045,000 |
| Total loans | 153,392,000 | 154,679,000 | 158,320,000 | 170,477,000 |
| Allowance for loan losses | 1,916,000 | 1,936,000 | 2,002,000 | 2,027,000 |
| Securities available for sale | 50,884,000 | 48,789,000 | 46,972,000 | 48,375,000 |
| Securities held to maturity | 7,429,000 | 7,088,000 | 7,006,000 | 7,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,898,000 | 233,725,000 | 230,945,000 | 222,240,000 |
| Interest-bearing deposits | 195,628,000 | 186,815,000 | 187,550,000 | 177,472,000 |
| Noninterest-bearing deposits | 46,270,000 | 46,910,000 | 43,395,000 | 44,768,000 |
| Equity capital | 25,231,000 | 24,325,000 | 24,832,000 | 24,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,121,000 | 6,201,000 | 8,303,000 |
| Interest expense | 88,000 | 175,000 | 258,000 | 339,000 |
| Net interest income | 1,981,000 | 3,946,000 | 5,943,000 | 7,964,000 |
| Noninterest income | 232,000 | 438,000 | 662,000 | 879,000 |
| Noninterest expense | 1,420,000 | 2,818,000 | 4,175,000 | 5,513,000 |
| Provision for loan losses | 20,000 | 40,000 | 107,000 | 137,000 |
| Pretax income | 773,000 | 1,645,000 | 2,442,000 | 3,312,000 |
| Income tax | 265,000 | 568,000 | 844,000 | 1,147,000 |
| Net income | 508,000 | 1,077,000 | 1,598,000 | 2,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,910,000 | 20,978,000 | 21,500,000 | 21,448,000 |
| Total capital | 23,826,000 | 22,914,000 | 23,502,000 | 23,475,000 |
| Risk-weighted assets | 177,661,000 | 176,750,000 | 179,669,000 | 189,758,000 |
Machine access — free, no API key
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