Call reports 2009
SHELBY COUNTY STATE BANK — 2009
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 237,731,000 | 231,918,000 | 222,880,000 | 222,016,000 |
| Total loans | 171,065,000 | 165,654,000 | 165,312,000 | 169,348,000 |
| Allowance for loan losses | 1,940,000 | 1,949,000 | 1,944,000 | 1,966,000 |
| Securities available for sale | 6,243,000 | 6,814,000 | 8,521,000 | 11,725,000 |
| Securities held to maturity | 21,482,000 | 20,327,000 | 17,068,000 | 15,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,846,000 | 208,438,000 | 199,847,000 | 199,403,000 |
| Interest-bearing deposits | 183,438,000 | 182,609,000 | 174,309,000 | 166,112,000 |
| Noninterest-bearing deposits | 31,408,000 | 25,829,000 | 25,538,000 | 33,291,000 |
| Equity capital | 21,774,000 | 22,384,000 | 22,184,000 | 21,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,490,000 | 7,087,000 | 10,851,000 | 14,662,000 |
| Interest expense | 845,000 | 1,556,000 | 2,137,000 | 2,623,000 |
| Net interest income | 2,645,000 | 5,531,000 | 8,714,000 | 12,039,000 |
| Noninterest income | 291,000 | 611,000 | 916,000 | 1,241,000 |
| Noninterest expense | 1,258,000 | 2,666,000 | 3,971,000 | 5,540,000 |
| Provision for loan losses | 626,000 | 1,564,000 | 2,588,000 | 3,773,000 |
| Pretax income | 1,052,000 | 1,912,000 | 3,071,000 | 3,985,000 |
| Income tax | 340,000 | 614,000 | 1,008,000 | 1,311,000 |
| Net income | 712,000 | 1,298,000 | 2,063,000 | 2,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,131,000 | 18,716,000 | 18,459,000 | 18,103,000 |
| Total capital | 20,071,000 | 20,665,000 | 20,403,000 | 20,069,000 |
| Risk-weighted assets | 184,804,000 | 179,889,000 | 178,084,000 | 181,543,000 |
Machine access — free, no API key
Every figure shown here about SHELBY COUNTY STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.