Call reports 2003
SHELBY COUNTY STATE BANK — 2003
What SHELBY COUNTY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 208,388,000 | 205,952,000 | 202,850,000 | 202,920,000 |
| Total loans | 149,511,000 | 153,541,000 | 154,655,000 | 156,010,000 |
| Allowance for loan losses | 2,572,000 | 2,714,000 | 2,694,000 | 2,707,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,672,000 | 23,034,000 | 25,551,000 | 25,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,084,000 | 183,344,000 | 183,117,000 | 183,016,000 |
| Interest-bearing deposits | 165,980,000 | 163,538,000 | 162,885,000 | 160,871,000 |
| Noninterest-bearing deposits | 19,104,000 | 19,806,000 | 20,232,000 | 22,145,000 |
| Equity capital | 19,313,000 | 18,890,000 | 19,043,000 | 19,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,259,000 | 6,503,000 | 9,650,000 | 12,720,000 |
| Interest expense | 990,000 | 1,923,000 | 2,777,000 | 3,536,000 |
| Net interest income | 2,269,000 | 4,580,000 | 6,873,000 | 9,184,000 |
| Noninterest income | 286,000 | 580,000 | 872,000 | 1,132,000 |
| Noninterest expense | 1,052,000 | 2,117,000 | 3,214,000 | 4,405,000 |
| Provision for loan losses | 426,000 | 940,000 | 1,428,000 | 1,922,000 |
| Pretax income | 1,077,000 | 2,103,000 | 3,103,000 | 3,989,000 |
| Income tax | 369,000 | 722,000 | 1,066,000 | 1,346,000 |
| Net income | 708,000 | 1,381,000 | 2,037,000 | 2,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,688,000 | 15,265,000 | 15,418,000 | 15,651,000 |
| Total capital | 17,663,000 | 17,277,000 | 17,433,000 | 17,696,000 |
| Risk-weighted assets | 157,820,000 | 160,282,000 | 160,525,000 | 162,967,000 |
Machine access — free, no API key
Every figure shown here about SHELBY COUNTY STATE BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.