Call reports 2019
BANK OF CROCKER — 2019
What BANK OF CROCKER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 124,596,000 | 123,778,000 | 124,909,000 | 121,851,000 |
| Total loans | 52,795,000 | 52,800,000 | 51,682,000 | 51,731,000 |
| Allowance for loan losses | 1,007,000 | 997,000 | 893,000 | 901,000 |
| Securities available for sale | 41,149,000 | 44,864,000 | 44,044,000 | 40,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,112,000 | 108,743,000 | 109,490,000 | 106,563,000 |
| Interest-bearing deposits | 88,211,000 | 86,892,000 | 85,277,000 | 83,206,000 |
| Noninterest-bearing deposits | 21,901,000 | 21,851,000 | 24,213,000 | 23,357,000 |
| Equity capital | 14,011,000 | 14,507,000 | 14,765,000 | 14,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,322,000 | 3,487,000 | 4,656,000 |
| Interest expense | 210,000 | 413,000 | 608,000 | 792,000 |
| Net interest income | 919,000 | 1,909,000 | 2,879,000 | 3,864,000 |
| Noninterest income | 51,000 | 60,000 | 93,000 | 184,000 |
| Noninterest expense | 861,000 | 1,720,000 | 2,579,000 | 3,458,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 10,000 |
| Pretax income | 109,000 | 249,000 | 383,000 | 580,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 106,000 | 246,000 | 380,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,203,000 | 14,242,000 | 14,377,000 | 14,497,000 |
| Total capital | 14,925,000 | 14,973,000 | 15,090,000 | 15,222,000 |
| Risk-weighted assets | 57,476,000 | 58,245,000 | 56,874,000 | 57,829,000 |