Call reports 2016
BANK OF CROCKER — 2016
What BANK OF CROCKER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 128,422,000 | 131,803,000 | 125,697,000 | 126,867,000 |
| Total loans | 66,792,000 | 65,089,000 | 64,667,000 | 63,212,000 |
| Allowance for loan losses | 1,164,000 | 1,108,000 | 1,108,000 | 1,082,000 |
| Securities available for sale | 35,067,000 | 33,389,000 | 33,144,000 | 36,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,502,000 | 117,592,000 | 111,419,000 | 113,242,000 |
| Interest-bearing deposits | 95,274,000 | 95,237,000 | 92,308,000 | 93,207,000 |
| Noninterest-bearing deposits | 19,228,000 | 22,355,000 | 19,111,000 | 20,035,000 |
| Equity capital | 13,531,000 | 13,651,000 | 13,678,000 | 13,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,075,000 | 2,151,000 | 3,246,000 | 4,326,000 |
| Interest expense | 112,000 | 228,000 | 350,000 | 474,000 |
| Net interest income | 963,000 | 1,923,000 | 2,896,000 | 3,852,000 |
| Noninterest income | 114,000 | 211,000 | 312,000 | 450,000 |
| Noninterest expense | 903,000 | 1,796,000 | 2,778,000 | 3,689,000 |
| Provision for loan losses | 0 | 46,000 | 46,000 | 64,000 |
| Pretax income | 174,000 | 292,000 | 384,000 | 549,000 |
| Income tax | 0 | 0 | 0 | 18,000 |
| Net income | 174,000 | 292,000 | 384,000 | 531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,410,000 | 13,428,000 | 13,521,000 | 13,668,000 |
| Total capital | 14,287,000 | 14,222,000 | 14,388,000 | 14,506,000 |
| Risk-weighted assets | 69,854,000 | 63,193,000 | 69,031,000 | 66,689,000 |