Call reports 2015
BANK OF CROCKER — 2015
What BANK OF CROCKER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 123,837,000 | 124,543,000 | 124,488,000 | 123,867,000 |
| Total loans | 68,838,000 | 68,131,000 | 68,905,000 | 68,452,000 |
| Allowance for loan losses | 1,005,000 | 946,000 | 975,000 | 1,125,000 |
| Securities available for sale | 33,724,000 | 33,415,000 | 34,507,000 | 34,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,228,000 | 111,092,000 | 110,877,000 | 110,326,000 |
| Interest-bearing deposits | 90,964,000 | 91,216,000 | 90,262,000 | 89,657,000 |
| Noninterest-bearing deposits | 19,264,000 | 19,876,000 | 20,615,000 | 20,669,000 |
| Equity capital | 13,181,000 | 13,068,000 | 13,204,000 | 13,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,097,000 | 2,164,000 | 3,252,000 | 4,355,000 |
| Interest expense | 132,000 | 247,000 | 359,000 | 473,000 |
| Net interest income | 965,000 | 1,917,000 | 2,893,000 | 3,882,000 |
| Noninterest income | 106,000 | 149,000 | 182,000 | 322,000 |
| Noninterest expense | 940,000 | 1,866,000 | 2,836,000 | 3,784,000 |
| Provision for loan losses | 0 | 78,000 | 108,000 | 108,000 |
| Pretax income | 131,000 | 122,000 | 131,000 | 312,000 |
| Income tax | -2,000 | -2,000 | -1,000 | -2,000 |
| Net income | 133,000 | 124,000 | 132,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,854,000 | 13,147,000 | 13,154,000 | 13,336,000 |
| Total capital | 13,753,000 | 14,031,000 | 14,073,000 | 14,207,000 |
| Risk-weighted assets | 71,738,000 | 70,660,000 | 73,480,000 | 69,452,000 |