Call reports 2014
BANK OF CROCKER — 2014
What BANK OF CROCKER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 131,928,000 | 130,532,000 | 126,041,000 | 128,741,000 |
| Total loans | 76,413,000 | 75,185,000 | 72,459,000 | 69,588,000 |
| Allowance for loan losses | 948,000 | 892,000 | 923,000 | 1,028,000 |
| Securities available for sale | 35,545,000 | 35,490,000 | 35,443,000 | 35,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,416,000 | 116,686,000 | 112,179,000 | 115,252,000 |
| Interest-bearing deposits | 98,992,000 | 96,598,000 | 92,782,000 | 96,527,000 |
| Noninterest-bearing deposits | 19,424,000 | 20,088,000 | 19,397,000 | 18,725,000 |
| Equity capital | 13,130,000 | 13,374,000 | 13,406,000 | 12,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,480,000 | 3,676,000 | 4,785,000 |
| Interest expense | 156,000 | 293,000 | 431,000 | 565,000 |
| Net interest income | 1,095,000 | 2,187,000 | 3,245,000 | 4,220,000 |
| Noninterest income | 100,000 | 220,000 | 257,000 | 161,000 |
| Noninterest expense | 978,000 | 2,058,000 | 3,026,000 | 4,241,000 |
| Provision for loan losses | 90,000 | 102,000 | 193,000 | 383,000 |
| Pretax income | 127,000 | 247,000 | 283,000 | -243,000 |
| Income tax | 2,000 | 5,000 | 5,000 | 5,000 |
| Net income | 125,000 | 242,000 | 278,000 | -248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,496,000 | 13,612,000 | 13,649,000 | 13,122,000 |
| Total capital | 14,444,000 | 14,504,000 | 14,572,000 | 14,051,000 |
| Risk-weighted assets | 81,560,000 | 80,303,000 | 76,200,000 | 74,208,000 |