Call reports 2013
BANK OF CROCKER — 2013
What BANK OF CROCKER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 135,504,000 | 135,367,000 | 135,477,000 | 133,748,000 |
| Total loans | 83,443,000 | 84,169,000 | 80,025,000 | 77,627,000 |
| Allowance for loan losses | 863,000 | 671,000 | 821,000 | 885,000 |
| Securities available for sale | 30,198,000 | 30,961,000 | 32,700,000 | 34,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,979,000 | 115,193,000 | 115,493,000 | 114,554,000 |
| Interest-bearing deposits | 97,536,000 | 96,366,000 | 96,286,000 | 94,038,000 |
| Noninterest-bearing deposits | 17,443,000 | 18,827,000 | 19,207,000 | 20,516,000 |
| Equity capital | 14,166,000 | 13,796,000 | 13,497,000 | 12,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,647,000 | 4,007,000 | 5,295,000 |
| Interest expense | 197,000 | 376,000 | 550,000 | 717,000 |
| Net interest income | 1,104,000 | 2,271,000 | 3,457,000 | 4,578,000 |
| Noninterest income | 130,000 | 186,000 | 318,000 | 23,000 |
| Noninterest expense | 1,040,000 | 2,005,000 | 3,123,000 | 4,197,000 |
| Provision for loan losses | 0 | 79,000 | 352,000 | 782,000 |
| Pretax income | 194,000 | 373,000 | 300,000 | -378,000 |
| Income tax | -2,000 | -2,000 | -2,000 | -2,000 |
| Net income | 196,000 | 375,000 | 302,000 | -376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,042,000 | 14,221,000 | 14,148,000 | 13,470,000 |
| Total capital | 14,905,000 | 14,892,000 | 14,969,000 | 14,355,000 |
| Risk-weighted assets | 88,672,000 | 87,160,000 | 84,364,000 | 81,940,000 |