Call reports 2012
BANK OF CROCKER — 2012
What BANK OF CROCKER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,833,000 | 148,067,000 | 137,182,000 | 139,717,000 |
| Total loans | 87,859,000 | 87,026,000 | 85,239,000 | 83,671,000 |
| Allowance for loan losses | 851,000 | 843,000 | 966,000 | 907,000 |
| Securities available for sale | 36,357,000 | 38,924,000 | 33,167,000 | 30,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,497,000 | 122,272,000 | 114,037,000 | 117,316,000 |
| Interest-bearing deposits | 105,392,000 | 103,655,000 | 95,956,000 | 98,959,000 |
| Noninterest-bearing deposits | 18,105,000 | 18,617,000 | 18,081,000 | 18,357,000 |
| Equity capital | 14,196,000 | 14,676,000 | 14,777,000 | 14,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,106,000 | 4,543,000 | 5,948,000 |
| Interest expense | 318,000 | 611,000 | 876,000 | 1,099,000 |
| Net interest income | 1,251,000 | 2,495,000 | 3,667,000 | 4,849,000 |
| Noninterest income | 79,000 | 238,000 | 354,000 | -174,000 |
| Noninterest expense | 1,070,000 | 2,118,000 | 3,146,000 | 4,270,000 |
| Provision for loan losses | 11,000 | 17,000 | 215,000 | 328,000 |
| Pretax income | 274,000 | 740,000 | 855,000 | 281,000 |
| Income tax | 7,000 | 7,000 | 13,000 | 13,000 |
| Net income | 267,000 | 733,000 | 842,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,945,000 | 14,410,000 | 14,520,000 | 13,946,000 |
| Total capital | 14,796,000 | 15,254,000 | 15,486,000 | 14,853,000 |
| Risk-weighted assets | 92,277,000 | 91,985,000 | 90,949,000 | 89,896,000 |