Call reports 2022
PREMIER VALLEY BANK — 2022
What PREMIER VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 1,225,543,000 | 1,319,210,000 |
| Total loans | 693,087,000 | 733,867,000 |
| Allowance for loan losses | 6,357,000 | 7,310,000 |
| Securities available for sale | 406,541,000 | 399,244,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 642,000 | 266,000 |
| Total deposits | 1,074,076,000 | 1,174,614,000 |
| Interest-bearing deposits | 568,815,000 | 731,392,000 |
| Noninterest-bearing deposits | 505,261,000 | 443,222,000 |
| Equity capital | 144,903,000 | 134,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 9,307,000 | 19,549,000 |
| Interest expense | 105,000 | 457,000 |
| Net interest income | 9,202,000 | 19,092,000 |
| Noninterest income | 1,375,000 | 3,660,000 |
| Noninterest expense | 7,293,000 | 14,506,000 |
| Provision for loan losses | 4,718,000 | 5,751,000 |
| Pretax income | -1,767,000 | 1,979,000 |
| Income tax | -527,000 | 274,000 |
| Net income | -1,240,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 103,298,000 | 104,247,000 |
| Total capital | 110,478,000 | 112,461,000 |
| Risk-weighted assets | 883,201,000 | 957,850,000 |