Call reports 2021
PREMIER VALLEY BANK — 2021
What PREMIER VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,062,607,000 | 1,126,807,000 | 1,206,506,000 | 1,224,396,000 |
| Total loans | 627,447,000 | 681,359,000 | 657,692,000 | 698,774,000 |
| Allowance for loan losses | 6,142,000 | 6,748,000 | 6,608,000 | 6,645,000 |
| Securities available for sale | 309,892,000 | 313,835,000 | 424,537,000 | 381,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,154,000 | 6,147,000 | 5,485,000 | 4,722,000 |
| Total deposits | 896,715,000 | 963,459,000 | 988,579,000 | 1,051,286,000 |
| Interest-bearing deposits | 440,559,000 | 473,583,000 | 500,128,000 | 548,318,000 |
| Noninterest-bearing deposits | 456,156,000 | 489,876,000 | 488,451,000 | 502,968,000 |
| Equity capital | 147,166,000 | 149,488,000 | 152,027,000 | 161,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,687,000 | 17,831,000 | 27,978,000 | 37,000,000 |
| Interest expense | 83,000 | 147,000 | 233,000 | 332,000 |
| Net interest income | 8,604,000 | 17,684,000 | 27,745,000 | 36,668,000 |
| Noninterest income | 817,000 | 1,890,000 | 2,968,000 | 3,915,000 |
| Noninterest expense | 5,458,000 | 10,620,000 | 16,157,000 | 23,052,000 |
| Provision for loan losses | 106,000 | 694,000 | 574,000 | 571,000 |
| Pretax income | 3,862,000 | 8,539,000 | 14,305,000 | 17,764,000 |
| Income tax | 867,000 | 1,936,000 | 3,256,000 | 4,035,000 |
| Net income | 2,995,000 | 6,603,000 | 11,049,000 | 13,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,665,000 | 88,266,000 | 92,937,000 | 104,336,000 |
| Total capital | 95,703,000 | 95,824,000 | 100,337,000 | 111,741,000 |
| Risk-weighted assets | 715,392,000 | 787,988,000 | 836,894,000 | 871,506,000 |