Call reports 2019
PREMIER VALLEY BANK — 2019
What PREMIER VALLEY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 855,473,000 | 847,076,000 | 888,401,000 | 903,220,000 |
| Total loans | 537,585,000 | 526,373,000 | 542,969,000 | 539,209,000 |
| Allowance for loan losses | 4,595,000 | 3,403,000 | 3,907,000 | 3,908,000 |
| Securities available for sale | 179,079,000 | 193,503,000 | 216,717,000 | 238,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,812,000 | 3,317,000 | 5,126,000 | 4,073,000 |
| Total deposits | 676,849,000 | 689,383,000 | 719,141,000 | 707,814,000 |
| Interest-bearing deposits | 386,015,000 | 380,960,000 | 396,623,000 | 383,399,000 |
| Noninterest-bearing deposits | 290,834,000 | 308,423,000 | 322,518,000 | 324,415,000 |
| Equity capital | 141,133,000 | 143,104,000 | 144,698,000 | 143,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,500,000 | 18,531,000 | 27,916,000 | 37,326,000 |
| Interest expense | 714,000 | 1,434,000 | 2,242,000 | 2,972,000 |
| Net interest income | 8,786,000 | 17,097,000 | 25,674,000 | 34,354,000 |
| Noninterest income | 1,106,000 | 2,256,000 | 3,449,000 | 4,515,000 |
| Noninterest expense | 5,567,000 | 11,434,000 | 16,988,000 | 22,423,000 |
| Provision for loan losses | 1,204,000 | 1,024,000 | 1,534,000 | 1,555,000 |
| Pretax income | 3,137,000 | 6,740,000 | 11,092,000 | 15,375,000 |
| Income tax | 726,000 | 1,566,000 | 2,617,000 | 3,601,000 |
| Net income | 2,411,000 | 5,174,000 | 8,475,000 | 11,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,916,000 | 84,667,000 | 86,250,000 | 87,335,000 |
| Total capital | 88,522,000 | 88,080,000 | 90,167,000 | 91,257,000 |
| Risk-weighted assets | 643,795,000 | 639,073,000 | 670,569,000 | 690,912,000 |