Call reports 2018
PREMIER VALLEY BANK — 2018
What PREMIER VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 805,014,000 | 846,215,000 | 851,358,000 | 849,696,000 |
| Total loans | 491,456,000 | 475,530,000 | 495,028,000 | 508,357,000 |
| Allowance for loan losses | 2,589,000 | 2,655,000 | 2,976,000 | 3,382,000 |
| Securities available for sale | 198,023,000 | 223,410,000 | 226,951,000 | 228,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 795,000 | 914,000 | 1,047,000 | 870,000 |
| Total deposits | 660,070,000 | 696,460,000 | 706,125,000 | 639,194,000 |
| Interest-bearing deposits | 359,473,000 | 368,923,000 | 375,262,000 | 336,140,000 |
| Noninterest-bearing deposits | 300,597,000 | 327,537,000 | 330,863,000 | 303,054,000 |
| Equity capital | 138,506,000 | 138,450,000 | 136,089,000 | 138,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,527,000 | 16,767,000 | 25,524,000 | 34,782,000 |
| Interest expense | 408,000 | 746,000 | 1,084,000 | 1,491,000 |
| Net interest income | 8,119,000 | 16,021,000 | 24,440,000 | 33,291,000 |
| Noninterest income | 940,000 | 1,859,000 | 2,888,000 | 3,926,000 |
| Noninterest expense | 5,488,000 | 11,153,000 | 16,335,000 | 21,698,000 |
| Provision for loan losses | 500,000 | 313,000 | 758,000 | 1,365,000 |
| Pretax income | 3,025,000 | 6,363,000 | 10,164,000 | 14,082,000 |
| Income tax | 652,000 | 1,326,000 | 2,121,000 | 3,109,000 |
| Net income | 2,373,000 | 5,037,000 | 8,043,000 | 10,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,702,000 | 82,719,000 | 81,041,000 | 82,321,000 |
| Total capital | 84,294,000 | 85,383,000 | 84,020,000 | 85,710,000 |
| Risk-weighted assets | 598,612,000 | 589,726,000 | 621,087,000 | 625,210,000 |