Call reports 2017
PREMIER VALLEY BANK — 2017
What PREMIER VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 854,838,000 | 850,956,000 | 886,495,000 | 925,078,000 |
| Total loans | 440,401,000 | 447,138,000 | 458,441,000 | 513,848,000 |
| Allowance for loan losses | 1,679,000 | 1,342,000 | 1,690,000 | 2,555,000 |
| Securities available for sale | 232,070,000 | 246,777,000 | 296,951,000 | 291,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 337,000 | 264,000 | 291,000 | 557,000 |
| Total deposits | 708,226,000 | 681,298,000 | 714,605,000 | 705,142,000 |
| Interest-bearing deposits | 413,352,000 | 378,654,000 | 404,580,000 | 409,326,000 |
| Noninterest-bearing deposits | 294,874,000 | 302,644,000 | 310,025,000 | 295,816,000 |
| Equity capital | 135,412,000 | 138,069,000 | 138,289,000 | 138,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,473,000 | 15,995,000 | 24,671,000 | 33,690,000 |
| Interest expense | 168,000 | 408,000 | 702,000 | 1,062,000 |
| Net interest income | 7,305,000 | 15,587,000 | 23,969,000 | 32,628,000 |
| Noninterest income | 698,000 | 1,646,000 | 2,554,000 | 3,432,000 |
| Noninterest expense | 6,012,000 | 11,676,000 | 16,935,000 | 22,030,000 |
| Provision for loan losses | 292,000 | 449,000 | 794,000 | 1,750,000 |
| Pretax income | 1,597,000 | 5,140,000 | 9,219,000 | 12,914,000 |
| Income tax | 291,000 | 1,261,000 | 2,433,000 | 4,620,000 |
| Net income | 1,306,000 | 3,879,000 | 6,786,000 | 8,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,292,000 | 80,736,000 | 81,214,000 | 81,213,000 |
| Total capital | 80,977,000 | 82,083,000 | 82,913,000 | 83,772,000 |
| Risk-weighted assets | 563,612,000 | 583,064,000 | 646,834,000 | 646,793,000 |