Call reports 2016
PREMIER VALLEY BANK — 2016
What PREMIER VALLEY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 751,137,000 | 629,423,000 | 635,620,000 | 640,684,000 |
| Total loans | 376,821,000 | 376,266,000 | 354,608,000 | 348,428,000 |
| Allowance for loan losses | 267,000 | 728,000 | 1,076,000 | 1,390,000 |
| Securities available for sale | 211,548,000 | 140,969,000 | 174,026,000 | 201,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 313,000 |
| Total deposits | 635,188,000 | 514,522,000 | 520,814,000 | 510,142,000 |
| Interest-bearing deposits | 401,456,000 | 272,507,000 | 284,520,000 | 286,743,000 |
| Noninterest-bearing deposits | 233,732,000 | 242,015,000 | 236,294,000 | 223,399,000 |
| Equity capital | 105,895,000 | 104,133,000 | 105,197,000 | 104,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,160,000 | 13,020,000 | 19,047,000 | 25,853,000 |
| Interest expense | 165,000 | 246,000 | 355,000 | 476,000 |
| Net interest income | 6,995,000 | 12,774,000 | 18,692,000 | 25,377,000 |
| Noninterest income | 595,000 | 1,282,000 | 2,010,000 | 3,453,000 |
| Noninterest expense | 4,873,000 | 9,590,000 | 13,568,000 | 17,031,000 |
| Provision for loan losses | 115,000 | 591,000 | 937,000 | 1,264,000 |
| Pretax income | 2,858,000 | 5,287,000 | 7,648,000 | 12,001,000 |
| Income tax | 898,000 | 1,632,000 | 2,189,000 | 3,573,000 |
| Net income | 1,960,000 | 3,655,000 | 5,459,000 | 8,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,933,000 | 59,823,000 | 61,770,000 | 64,735,000 |
| Total capital | 62,223,000 | 60,570,000 | 62,856,000 | 66,132,000 |
| Risk-weighted assets | 467,331,000 | 440,432,000 | 434,798,000 | 458,113,000 |