Call reports 2015
PREMIER VALLEY BANK — 2015
What PREMIER VALLEY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 647,487,000 | 655,374,000 | 682,731,000 | 765,451,000 |
| Total loans | 393,538,000 | 413,292,000 | 414,425,000 | 383,928,000 |
| Allowance for loan losses | 4,219,000 | 4,234,000 | 4,246,000 | 135,000 |
| Securities available for sale | 166,709,000 | 177,622,000 | 193,584,000 | 162,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 561,495,000 | 573,145,000 | 597,903,000 | 647,022,000 |
| Interest-bearing deposits | 357,510,000 | 362,346,000 | 374,075,000 | 394,743,000 |
| Noninterest-bearing deposits | 203,985,000 | 210,799,000 | 223,828,000 | 252,279,000 |
| Equity capital | 71,189,000 | 71,691,000 | 73,008,000 | 104,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,500,000 | 11,128,000 | 16,849,000 | 2,111,000 |
| Interest expense | 166,000 | 340,000 | 566,000 | 55,000 |
| Net interest income | 5,334,000 | 10,788,000 | 16,283,000 | 2,056,000 |
| Noninterest income | 671,000 | 1,659,000 | 2,656,000 | 673,000 |
| Noninterest expense | 3,225,000 | 6,422,000 | 10,122,000 | 1,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 147,000 |
| Pretax income | 3,431,000 | 6,676,000 | 9,468,000 | 1,556,000 |
| Income tax | 1,197,000 | 2,384,000 | 3,329,000 | 548,000 |
| Net income | 2,234,000 | 4,292,000 | 6,139,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,898,000 | 58,120,000 | 59,081,000 | 59,144,000 |
| Total capital | 61,254,000 | 62,491,000 | 63,464,000 | 59,279,000 |
| Risk-weighted assets | 469,354,000 | 487,545,000 | 485,877,000 | 481,842,000 |