Call reports 2013
PREMIER VALLEY BANK — 2013
What PREMIER VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 549,377,000 | 553,445,000 | 567,903,000 | 576,332,000 |
| Total loans | 335,137,000 | 342,829,000 | 356,088,000 | 353,959,000 |
| Allowance for loan losses | 5,462,000 | 5,729,000 | 5,766,000 | 4,595,000 |
| Securities available for sale | 156,794,000 | 157,493,000 | 135,464,000 | 160,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,293,000 | 476,980,000 | 493,303,000 | 493,408,000 |
| Interest-bearing deposits | 217,752,000 | 311,844,000 | 324,147,000 | 320,955,000 |
| Noninterest-bearing deposits | 254,541,000 | 165,136,000 | 169,156,000 | 172,453,000 |
| Equity capital | 67,991,000 | 67,663,000 | 65,929,000 | 67,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,752,000 | 9,479,000 | 14,367,000 | 19,519,000 |
| Interest expense | 144,000 | 318,000 | 497,000 | 672,000 |
| Net interest income | 4,608,000 | 9,161,000 | 13,870,000 | 18,847,000 |
| Noninterest income | 737,000 | 1,675,000 | 2,128,000 | 3,094,000 |
| Noninterest expense | 3,167,000 | 6,182,000 | 9,332,000 | 13,291,000 |
| Provision for loan losses | 237,000 | 474,000 | 474,000 | -500,000 |
| Pretax income | 1,941,000 | 4,180,000 | 6,553,000 | 9,513,000 |
| Income tax | 548,000 | 1,264,000 | 2,020,000 | 2,972,000 |
| Net income | 1,393,000 | 2,916,000 | 4,533,000 | 6,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,713,000 | 53,530,000 | 54,288,000 | 55,202,000 |
| Total capital | 57,364,000 | 58,318,000 | 59,227,000 | 59,934,000 |
| Risk-weighted assets | 374,384,000 | 385,254,000 | 397,518,000 | 412,736,000 |