Call reports 2011
PREMIER VALLEY BANK — 2011
What PREMIER VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 492,854,000 | 497,258,000 | 511,296,000 | 522,238,000 |
| Total loans | 341,228,000 | 345,153,000 | 353,043,000 | 347,813,000 |
| Allowance for loan losses | 9,376,000 | 9,303,000 | 6,964,000 | 6,940,000 |
| Securities available for sale | 65,796,000 | 96,158,000 | 97,046,000 | 112,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,242,000 | 424,026,000 | 435,933,000 | 445,968,000 |
| Interest-bearing deposits | 287,256,000 | 284,514,000 | 296,639,000 | 230,068,000 |
| Noninterest-bearing deposits | 133,986,000 | 139,512,000 | 139,294,000 | 215,900,000 |
| Equity capital | 62,970,000 | 63,808,000 | 64,206,000 | 65,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,338,000 | 10,629,000 | 16,110,000 | 21,512,000 |
| Interest expense | 555,000 | 1,048,000 | 1,410,000 | 1,670,000 |
| Net interest income | 4,783,000 | 9,581,000 | 14,700,000 | 19,842,000 |
| Noninterest income | 744,000 | 1,848,000 | 1,878,000 | 1,840,000 |
| Noninterest expense | 3,460,000 | 7,007,000 | 10,422,000 | 13,572,000 |
| Provision for loan losses | 450,000 | 450,000 | 450,000 | 450,000 |
| Pretax income | 1,617,000 | 3,972,000 | 5,819,000 | 7,773,000 |
| Income tax | 470,000 | 1,297,000 | 1,963,000 | 1,860,000 |
| Net income | 1,147,000 | 2,675,000 | 3,856,000 | 5,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,363,000 | 48,791,000 | 48,703,000 | 50,453,000 |
| Total capital | 52,951,000 | 53,411,000 | 53,320,000 | 55,020,000 |
| Risk-weighted assets | 365,620,000 | 368,290,000 | 370,338,000 | 366,179,000 |