Call reports 2010
PREMIER VALLEY BANK — 2010
What PREMIER VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 492,650,000 | 489,368,000 | 480,539,000 | 472,064,000 |
| Total loans | 366,669,000 | 367,375,000 | 362,878,000 | 357,016,000 |
| Allowance for loan losses | 7,501,000 | 8,985,000 | 9,272,000 | 9,273,000 |
| Securities available for sale | 53,365,000 | 64,055,000 | 69,776,000 | 66,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,189,000 | 414,225,000 | 407,554,000 | 399,556,000 |
| Interest-bearing deposits | 295,390,000 | 286,682,000 | 281,510,000 | 273,119,000 |
| Noninterest-bearing deposits | 128,799,000 | 127,543,000 | 126,044,000 | 126,437,000 |
| Equity capital | 60,738,000 | 62,043,000 | 63,682,000 | 62,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,955,000 | 11,666,000 | 17,408,000 | 22,966,000 |
| Interest expense | 726,000 | 1,426,000 | 2,115,000 | 2,759,000 |
| Net interest income | 5,229,000 | 10,240,000 | 15,293,000 | 20,207,000 |
| Noninterest income | 878,000 | 1,805,000 | 2,153,000 | 2,463,000 |
| Noninterest expense | 3,700,000 | 7,219,000 | 11,011,000 | 14,658,000 |
| Provision for loan losses | 1,351,000 | 2,651,000 | 3,101,000 | 3,420,000 |
| Pretax income | 1,056,000 | 2,175,000 | 3,268,000 | 3,445,000 |
| Income tax | 317,000 | 661,000 | 895,000 | 41,000 |
| Net income | 739,000 | 1,514,000 | 2,373,000 | 3,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,763,000 | 47,029,000 | 48,496,000 | 48,131,000 |
| Total capital | 51,014,000 | 52,244,000 | 53,606,000 | 52,916,000 |
| Risk-weighted assets | 410,738,000 | 405,981,000 | 404,484,000 | 381,821,000 |