Call reports 2025
PRESCOTT STATE BANK — 2025
What PRESCOTT STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 16,627,000 | 16,596,000 | 16,991,000 | 16,654,000 |
| Total loans | 7,774,000 | 7,571,000 | 7,747,000 | 8,717,000 |
| Allowance for loan losses | 119,000 | 120,000 | 119,000 | 119,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,064,000 | 2,619,000 | 2,175,000 | 1,730,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,672,000 | 13,644,000 | 14,041,000 | 13,711,000 |
| Interest-bearing deposits | 11,453,000 | 11,396,000 | 11,909,000 | 11,490,000 |
| Noninterest-bearing deposits | 2,219,000 | 2,248,000 | 2,132,000 | 2,221,000 |
| Equity capital | 2,418,000 | 2,426,000 | 2,440,000 | 2,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 369,000 | 561,000 | 769,000 |
| Interest expense | 60,000 | 128,000 | 199,000 | 267,000 |
| Net interest income | 124,000 | 241,000 | 362,000 | 502,000 |
| Noninterest income | 8,000 | 16,000 | 24,000 | 32,000 |
| Noninterest expense | 113,000 | 229,000 | 340,000 | 458,000 |
| Provision for loan losses | -2,000 | -2,000 | -2,000 | -2,000 |
| Pretax income | 19,000 | 28,000 | 46,000 | 76,000 |
| Income tax | 5,000 | 5,000 | 9,000 | 15,000 |
| Net income | 14,000 | 23,000 | 37,000 | 61,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,418,000 | 2,426,000 | 2,440,000 | 2,464,000 |