Call reports 2024
PRESCOTT STATE BANK — 2024
What PRESCOTT STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 15,527,000 | 15,486,000 | 15,804,000 | 16,466,000 |
| Total loans | 9,267,000 | 9,310,000 | 8,280,000 | 7,968,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 122,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,554,000 | 3,555,000 | 3,555,000 | 3,310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,412,000 | 12,165,000 | 12,856,000 | 13,535,000 |
| Interest-bearing deposits | 10,239,000 | 10,036,000 | 10,562,000 | 11,294,000 |
| Noninterest-bearing deposits | 2,173,000 | 2,129,000 | 2,294,000 | 2,241,000 |
| Equity capital | 2,364,000 | 2,376,000 | 2,391,000 | 2,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 172,000 | 348,000 | 526,000 | 708,000 |
| Interest expense | 54,000 | 109,000 | 163,000 | 222,000 |
| Net interest income | 118,000 | 239,000 | 363,000 | 486,000 |
| Noninterest income | 8,000 | 15,000 | 23,000 | 30,000 |
| Noninterest expense | 111,000 | 225,000 | 337,000 | 451,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 15,000 | 29,000 | 49,000 | 64,000 |
| Income tax | 3,000 | 6,000 | 10,000 | 13,000 |
| Net income | 12,000 | 23,000 | 39,000 | 51,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,364,000 | 2,376,000 | 2,391,000 | 2,403,000 |