Call reports 2023
PRESCOTT STATE BANK — 2023
What PRESCOTT STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 15,538,000 | 15,114,000 | 15,019,000 | 15,203,000 |
| Total loans | 8,695,000 | 8,460,000 | 8,494,000 | 9,034,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,654,000 | 3,654,000 | 3,654,000 | 3,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,828,000 | 11,904,000 | 12,076,000 | 12,287,000 |
| Interest-bearing deposits | 9,506,000 | 9,547,000 | 9,934,000 | 10,007,000 |
| Noninterest-bearing deposits | 2,322,000 | 2,357,000 | 2,142,000 | 2,280,000 |
| Equity capital | 2,338,000 | 2,345,000 | 2,343,000 | 2,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 289,000 | 436,000 | 599,000 |
| Interest expense | 20,000 | 49,000 | 90,000 | 140,000 |
| Net interest income | 125,000 | 240,000 | 346,000 | 459,000 |
| Noninterest income | 8,000 | 17,000 | 26,000 | 35,000 |
| Noninterest expense | 115,000 | 231,000 | 349,000 | 458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 26,000 | 23,000 | 36,000 |
| Income tax | 4,000 | 5,000 | 4,000 | 7,000 |
| Net income | 14,000 | 21,000 | 19,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,338,000 | 2,345,000 | 2,343,000 | 2,352,000 |