Call reports 2022
PRESCOTT STATE BANK — 2022
What PRESCOTT STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,238,000 | 15,811,000 | 15,675,000 | 15,398,000 |
| Total loans | 7,589,000 | 7,997,000 | 7,975,000 | 8,295,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,554,000 | 3,754,000 | 3,754,000 | 3,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,272,000 | 12,858,000 | 12,726,000 | 11,808,000 |
| Interest-bearing deposits | 9,953,000 | 10,206,000 | 9,805,000 | 9,326,000 |
| Noninterest-bearing deposits | 2,320,000 | 2,652,000 | 2,921,000 | 2,482,000 |
| Equity capital | 2,285,000 | 2,289,000 | 2,305,000 | 2,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 244,000 | 381,000 | 520,000 |
| Interest expense | 10,000 | 22,000 | 33,000 | 44,000 |
| Net interest income | 112,000 | 222,000 | 348,000 | 476,000 |
| Noninterest income | 10,000 | 18,000 | 28,000 | 38,000 |
| Noninterest expense | 115,000 | 229,000 | 346,000 | 460,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,000 | 11,000 | 30,000 | 54,000 |
| Income tax | 1,000 | 2,000 | 6,000 | 10,000 |
| Net income | 6,000 | 9,000 | 24,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,285,000 | 2,289,000 | 2,305,000 | 2,323,000 |