Call reports 2021
PRESCOTT STATE BANK — 2021
What PRESCOTT STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 14,639,000 | 15,058,000 | 14,885,000 | 15,457,000 |
| Total loans | 7,996,000 | 8,015,000 | 7,212,000 | 7,677,000 |
| Allowance for loan losses | 121,000 | 121,000 | 121,000 | 121,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,420,000 | 2,864,000 | 2,863,000 | 3,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,365,000 | 11,783,000 | 11,631,000 | 12,449,000 |
| Interest-bearing deposits | 9,119,000 | 9,578,000 | 9,619,000 | 9,846,000 |
| Noninterest-bearing deposits | 2,246,000 | 2,205,000 | 2,013,000 | 2,603,000 |
| Equity capital | 2,240,000 | 2,255,000 | 2,262,000 | 2,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 307,000 | 434,000 | 565,000 |
| Interest expense | 15,000 | 31,000 | 46,000 | 59,000 |
| Net interest income | 152,000 | 276,000 | 388,000 | 506,000 |
| Noninterest income | 8,000 | 16,000 | 26,000 | 34,000 |
| Noninterest expense | 114,000 | 227,000 | 341,000 | 443,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 65,000 | 73,000 | 97,000 |
| Income tax | 9,000 | 13,000 | 14,000 | 19,000 |
| Net income | 37,000 | 52,000 | 59,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,240,000 | 2,255,000 | 2,262,000 | 2,280,000 |