Call reports 2020
PRESCOTT STATE BANK — 2020
What PRESCOTT STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 13,143,000 | 13,491,000 | 14,217,000 | 14,597,000 |
| Total loans | 7,497,000 | 7,368,000 | 7,824,000 | 7,903,000 |
| Allowance for loan losses | 120,000 | 120,000 | 120,000 | 121,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,665,000 | 1,410,000 | 1,675,000 | 1,725,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,277,000 | 10,638,000 | 10,923,000 | 11,334,000 |
| Interest-bearing deposits | 8,587,000 | 8,556,000 | 8,650,000 | 8,961,000 |
| Noninterest-bearing deposits | 1,690,000 | 2,082,000 | 2,273,000 | 2,374,000 |
| Equity capital | 2,154,000 | 2,170,000 | 2,192,000 | 2,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 141,000 | 278,000 | 424,000 | 556,000 |
| Interest expense | 20,000 | 40,000 | 57,000 | 74,000 |
| Net interest income | 121,000 | 238,000 | 367,000 | 482,000 |
| Noninterest income | 12,000 | 21,000 | 29,000 | 40,000 |
| Noninterest expense | 112,000 | 219,000 | 330,000 | 442,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 40,000 | 66,000 | 80,000 |
| Income tax | 4,000 | 7,000 | 12,000 | 15,000 |
| Net income | 17,000 | 33,000 | 54,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,154,000 | 2,170,000 | 2,192,000 | 2,203,000 |