Call reports 2019
PRESCOTT STATE BANK — 2019
What PRESCOTT STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 13,109,000 | 12,978,000 | 12,767,000 | 12,912,000 |
| Total loans | 7,084,000 | 7,121,000 | 7,025,000 | 7,407,000 |
| Allowance for loan losses | 122,000 | 121,000 | 122,000 | 122,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,566,000 | 2,416,000 | 1,915,000 | 1,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,219,000 | 10,094,000 | 9,899,000 | 10,047,000 |
| Interest-bearing deposits | 8,203,000 | 8,094,000 | 7,912,000 | 8,371,000 |
| Noninterest-bearing deposits | 2,017,000 | 2,000,000 | 1,987,000 | 1,676,000 |
| Equity capital | 2,076,000 | 2,098,000 | 2,114,000 | 2,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 135,000 | 272,000 | 411,000 | 550,000 |
| Interest expense | 16,000 | 34,000 | 54,000 | 73,000 |
| Net interest income | 119,000 | 238,000 | 357,000 | 477,000 |
| Noninterest income | 11,000 | 29,000 | 41,000 | 53,000 |
| Noninterest expense | 109,000 | 220,000 | 332,000 | 433,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 47,000 | 66,000 | 97,000 |
| Income tax | 4,000 | 9,000 | 12,000 | 19,000 |
| Net income | 17,000 | 38,000 | 54,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,076,000 | 2,098,000 | 2,114,000 | 2,138,000 |
| Total capital | 2,172,000 | 2,188,000 | 2,203,000 | 2,232,000 |
| Risk-weighted assets | 7,651,000 | 7,183,000 | 7,127,000 | 7,461,000 |