Call reports 2018
PRESCOTT STATE BANK — 2018
What PRESCOTT STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 13,613,000 | 13,531,000 | 12,921,000 | 13,222,000 |
| Total loans | 6,860,000 | 7,044,000 | 6,920,000 | 7,179,000 |
| Allowance for loan losses | 123,000 | 122,000 | 122,000 | 122,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,467,000 | 3,066,000 | 2,766,000 | 2,766,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,691,000 | 10,616,000 | 10,020,000 | 10,340,000 |
| Interest-bearing deposits | 8,748,000 | 8,633,000 | 8,319,000 | 8,427,000 |
| Noninterest-bearing deposits | 1,943,000 | 1,982,000 | 1,701,000 | 1,912,000 |
| Equity capital | 1,981,000 | 2,011,000 | 2,038,000 | 2,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 250,000 | 383,000 | 516,000 |
| Interest expense | 14,000 | 30,000 | 47,000 | 62,000 |
| Net interest income | 108,000 | 220,000 | 336,000 | 454,000 |
| Noninterest income | 14,000 | 40,000 | 59,000 | 73,000 |
| Noninterest expense | 98,000 | 199,000 | 302,000 | 407,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 23,000 | 60,000 | 92,000 | 119,000 |
| Income tax | 5,000 | 11,000 | 18,000 | 22,000 |
| Net income | 18,000 | 49,000 | 74,000 | 97,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,981,000 | 2,011,000 | 2,038,000 | 2,060,000 |
| Total capital | 2,070,000 | 2,102,000 | 2,127,000 | 2,151,000 |
| Risk-weighted assets | 7,107,000 | 7,217,000 | 7,084,000 | 7,243,000 |