Call reports 2017
PRESCOTT STATE BANK — 2017
What PRESCOTT STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 13,562,000 | 13,768,000 | 13,665,000 | 13,388,000 |
| Total loans | 7,353,000 | 7,523,000 | 7,415,000 | 7,059,000 |
| Allowance for loan losses | 123,000 | 122,000 | 123,000 | 123,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,360,000 | 3,309,000 | 3,159,000 | 3,616,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,753,000 | 10,973,000 | 10,392,000 | 10,545,000 |
| Interest-bearing deposits | 9,067,000 | 9,145,000 | 8,646,000 | 8,786,000 |
| Noninterest-bearing deposits | 1,686,000 | 1,828,000 | 1,746,000 | 1,760,000 |
| Equity capital | 1,919,000 | 1,936,000 | 1,953,000 | 1,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 120,000 | 242,000 | 369,000 | 493,000 |
| Interest expense | 16,000 | 32,000 | 47,000 | 61,000 |
| Net interest income | 104,000 | 210,000 | 322,000 | 432,000 |
| Noninterest income | 18,000 | 37,000 | 52,000 | 64,000 |
| Noninterest expense | 104,000 | 209,000 | 315,000 | 414,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 18,000 | 38,000 | 58,000 | 81,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 23,000 |
| Net income | 15,000 | 32,000 | 49,000 | 58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,919,000 | 1,936,000 | 1,953,000 | 1,963,000 |
| Total capital | 2,012,000 | 2,028,000 | 2,047,000 | 2,053,000 |
| Risk-weighted assets | 7,444,000 | 7,317,000 | 7,525,000 | 7,205,000 |