Call reports 2016
PRESCOTT STATE BANK — 2016
What PRESCOTT STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 13,798,000 | 13,532,000 | 13,637,000 | 13,841,000 |
| Total loans | 7,998,000 | 7,935,000 | 7,919,000 | 7,383,000 |
| Allowance for loan losses | 123,000 | 123,000 | 123,000 | 123,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,950,000 | 2,750,000 | 2,709,000 | 3,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,563,000 | 10,622,000 | 10,613,000 | 11,018,000 |
| Interest-bearing deposits | 8,945,000 | 8,966,000 | 9,014,000 | 9,276,000 |
| Noninterest-bearing deposits | 1,618,000 | 1,656,000 | 1,599,000 | 1,741,000 |
| Equity capital | 1,853,000 | 1,869,000 | 1,886,000 | 1,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 126,000 | 253,000 | 379,000 | 505,000 |
| Interest expense | 19,000 | 36,000 | 54,000 | 70,000 |
| Net interest income | 107,000 | 217,000 | 325,000 | 435,000 |
| Noninterest income | 22,000 | 40,000 | 57,000 | 71,000 |
| Noninterest expense | 111,000 | 219,000 | 326,000 | 428,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 18,000 | 38,000 | 56,000 | 78,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 15,000 | 33,000 | 48,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,853,000 | 1,869,000 | 1,886,000 | 1,904,000 |
| Total capital | 1,952,000 | 1,966,000 | 1,983,000 | 1,998,000 |
| Risk-weighted assets | 7,905,000 | 7,725,000 | 7,734,000 | 7,522,000 |