Call reports 2015
PRESCOTT STATE BANK — 2015
What PRESCOTT STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 14,487,000 | 14,098,000 | 14,123,000 | 13,875,000 |
| Total loans | 6,854,000 | 7,462,000 | 7,852,000 | 7,986,000 |
| Allowance for loan losses | 123,000 | 123,000 | 123,000 | 122,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,061,000 | 3,660,000 | 3,460,000 | 3,060,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,449,000 | 10,982,000 | 10,715,000 | 10,642,000 |
| Interest-bearing deposits | 9,718,000 | 9,227,000 | 8,980,000 | 8,885,000 |
| Noninterest-bearing deposits | 1,732,000 | 1,755,000 | 1,734,000 | 1,757,000 |
| Equity capital | 1,791,000 | 1,805,000 | 1,822,000 | 1,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 133,000 | 255,000 | 385,000 | 513,000 |
| Interest expense | 22,000 | 43,000 | 63,000 | 81,000 |
| Net interest income | 111,000 | 212,000 | 322,000 | 432,000 |
| Noninterest income | 21,000 | 41,000 | 64,000 | 85,000 |
| Noninterest expense | 102,000 | 212,000 | 326,000 | 440,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 41,000 | 60,000 | 77,000 |
| Income tax | 11,000 | 8,000 | 9,000 | 10,000 |
| Net income | 19,000 | 33,000 | 51,000 | 67,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,791,000 | 1,805,000 | 1,822,000 | 1,837,000 |
| Total capital | 1,896,000 | 1,910,000 | 1,925,000 | 1,933,000 |
| Risk-weighted assets | 7,939,000 | 8,363,000 | 8,227,000 | 7,621,000 |