Call reports 2013
PRESCOTT STATE BANK — 2013
What PRESCOTT STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 15,097,000 | 15,094,000 | 15,674,000 | 15,667,000 |
| Total loans | 6,900,000 | 6,940,000 | 7,315,000 | 7,224,000 |
| Allowance for loan losses | 155,000 | 155,000 | 150,000 | 122,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,614,000 | 4,613,000 | 4,613,000 | 4,613,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,200,000 | 12,109,000 | 12,059,000 | 11,702,000 |
| Interest-bearing deposits | 10,606,000 | 10,494,000 | 10,488,000 | 10,240,000 |
| Noninterest-bearing deposits | 1,595,000 | 1,615,000 | 1,572,000 | 1,462,000 |
| Equity capital | 1,725,000 | 1,731,000 | 1,709,000 | 1,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 143,000 | 271,000 | 402,000 | 537,000 |
| Interest expense | 28,000 | 51,000 | 83,000 | 111,000 |
| Net interest income | 115,000 | 220,000 | 319,000 | 426,000 |
| Noninterest income | 17,000 | 44,000 | 66,000 | 81,000 |
| Noninterest expense | 114,000 | 239,000 | 366,000 | 479,000 |
| Provision for loan losses | 14,000 | 14,000 | 31,000 | 31,000 |
| Pretax income | 4,000 | 11,000 | -12,000 | -3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 11,000 | -12,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,725,000 | 1,731,000 | 1,709,000 | 1,717,000 |
| Total capital | 1,823,000 | 1,829,000 | 1,816,000 | 1,825,000 |
| Risk-weighted assets | 7,199,000 | 8,380,000 | 8,547,000 | 8,607,000 |