Call reports 2012
PRESCOTT STATE BANK — 2012
What PRESCOTT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 15,030,000 | 15,042,000 | 14,953,000 | 15,000,000 |
| Total loans | 7,058,000 | 7,108,000 | 7,003,000 | 6,979,000 |
| Allowance for loan losses | 134,000 | 134,000 | 134,000 | 141,000 |
| Securities available for sale | 0 | 0 | 67,000 | 0 |
| Securities held to maturity | 6,082,000 | 4,882,000 | 5,315,000 | 4,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,000,000 | 12,030,000 | 11,845,000 | 12,088,000 |
| Interest-bearing deposits | 10,514,000 | 10,374,000 | 10,310,000 | 10,501,000 |
| Noninterest-bearing deposits | 1,486,000 | 1,655,000 | 1,534,000 | 1,587,000 |
| Equity capital | 1,710,000 | 1,724,000 | 1,730,000 | 1,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 305,000 | 454,000 | 586,000 |
| Interest expense | 36,000 | 70,000 | 100,000 | 130,000 |
| Net interest income | 117,000 | 235,000 | 354,000 | 456,000 |
| Noninterest income | 22,000 | 42,000 | 57,000 | 75,000 |
| Noninterest expense | 127,000 | 250,000 | 376,000 | 500,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 12,000 | 27,000 | 35,000 | 24,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 2,000 |
| Net income | 11,000 | 25,000 | 32,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,710,000 | 1,724,000 | 1,730,000 | 1,721,000 |
| Total capital | 1,807,000 | 1,821,000 | 1,827,000 | 1,818,000 |
| Risk-weighted assets | 7,694,000 | 7,369,000 | 7,337,000 | 7,352,000 |