Call reports 2011
PRESCOTT STATE BANK — 2011
What PRESCOTT STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 14,519,000 | 14,546,000 | 14,936,000 | 14,737,000 |
| Total loans | 7,678,000 | 7,598,000 | 7,773,000 | 7,388,000 |
| Allowance for loan losses | 135,000 | 135,000 | 134,000 | 134,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,508,000 | 5,064,000 | 5,398,000 | 5,717,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,728,000 | 11,780,000 | 12,056,000 | 11,906,000 |
| Interest-bearing deposits | 10,386,000 | 10,199,000 | 10,565,000 | 10,580,000 |
| Noninterest-bearing deposits | 1,342,000 | 1,580,000 | 1,491,000 | 1,326,000 |
| Equity capital | 1,641,000 | 1,659,000 | 1,682,000 | 1,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 166,000 | 331,000 | 501,000 | 662,000 |
| Interest expense | 50,000 | 94,000 | 137,000 | 177,000 |
| Net interest income | 116,000 | 237,000 | 364,000 | 485,000 |
| Noninterest income | 20,000 | 46,000 | 68,000 | 89,000 |
| Noninterest expense | 124,000 | 249,000 | 373,000 | 496,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 34,000 | 59,000 | 78,000 |
| Income tax | 0 | 3,000 | 6,000 | 9,000 |
| Net income | 12,000 | 31,000 | 53,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,641,000 | 1,659,000 | 1,682,000 | 1,699,000 |
| Total capital | 1,740,000 | 1,756,000 | 1,779,000 | 1,796,000 |
| Risk-weighted assets | 8,032,000 | 8,007,000 | 8,106,000 | 7,823,000 |