Call reports 2010
PRESCOTT STATE BANK — 2010
What PRESCOTT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 14,456,000 | 14,378,000 | 14,218,000 | 14,635,000 |
| Total loans | 8,397,000 | 8,481,000 | 8,773,000 | 8,169,000 |
| Allowance for loan losses | 117,000 | 156,000 | 159,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,446,000 | 3,944,000 | 3,846,000 | 3,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,807,000 | 11,763,000 | 11,281,000 | 11,816,000 |
| Interest-bearing deposits | 10,373,000 | 10,434,000 | 10,060,000 | 10,655,000 |
| Noninterest-bearing deposits | 1,433,000 | 1,329,000 | 1,220,000 | 1,162,000 |
| Equity capital | 1,590,000 | 1,583,000 | 1,616,000 | 1,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 360,000 | 539,000 | 721,000 |
| Interest expense | 56,000 | 105,000 | 158,000 | 217,000 |
| Net interest income | 125,000 | 255,000 | 381,000 | 504,000 |
| Noninterest income | 18,000 | 46,000 | 83,000 | 104,000 |
| Noninterest expense | 127,000 | 250,000 | 375,000 | 495,000 |
| Provision for loan losses | 5,000 | 44,000 | 47,000 | 48,000 |
| Pretax income | 11,000 | 7,000 | 42,000 | 65,000 |
| Income tax | 0 | 0 | 3,000 | 6,000 |
| Net income | 11,000 | 7,000 | 39,000 | 59,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,590,000 | 1,583,000 | 1,616,000 | 1,634,000 |
| Total capital | 1,707,000 | 1,708,000 | 1,736,000 | 1,732,000 |
| Risk-weighted assets | 8,587,000 | 9,178,000 | 8,765,000 | 8,437,000 |