Call reports 2026
IMPACT BANK — 2026
What IMPACT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 171,028,000 | 167,248,000 |
| Total loans | 102,919,000 | 100,264,000 |
| Allowance for loan losses | 1,267,000 | 1,274,000 |
| Securities available for sale | 38,792,000 | 38,679,000 |
| Securities held to maturity | 850,000 | 600,000 |
| Trading assets | 0 | 0 |
| Total deposits | 153,609,000 | 152,981,000 |
| Interest-bearing deposits | 118,679,000 | 118,559,000 |
| Noninterest-bearing deposits | 34,930,000 | 34,422,000 |
| Equity capital | 11,557,000 | 12,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,031,000 | 4,149,000 |
| Interest expense | 656,000 | 1,287,000 |
| Net interest income | 1,375,000 | 2,862,000 |
| Noninterest income | 77,000 | 351,000 |
| Noninterest expense | 888,000 | 1,747,000 |
| Provision for loan losses | 0 | 32,000 |
| Pretax income | 565,000 | 1,436,000 |
| Income tax | 1,000 | 33,000 |
| Net income | 564,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,799,000 | 18,437,000 |
| Total capital | 19,096,000 | 19,741,000 |
| Risk-weighted assets | 117,582,000 | 119,743,000 |