Call report 2025Q4
IMPACT BANK — 2025Q4
The 22 measures IMPACT BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 164,393,000 | USD | evidence → |
| Total loans | 101,581,000 | USD | evidence → |
| Allowance for loan losses | 1,266,000 | USD | evidence → |
| Securities available for sale | 40,234,000 | USD | evidence → |
| Securities held to maturity | 850,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,960,000 | USD | evidence → |
| Interest-bearing deposits | 127,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,912,000 | USD | evidence → |
| Equity capital | 11,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,667,000 | USD | evidence → |
| Interest expense | 3,175,000 | USD | evidence → |
| Net interest income | 5,492,000 | USD | evidence → |
| Noninterest income | 333,000 | USD | evidence → |
| Noninterest expense | 3,594,000 | USD | evidence → |
| Provision for loan losses | 40,000 | USD | evidence → |
| Pretax income | 2,197,000 | USD | evidence → |
| Income tax | 46,000 | USD | evidence → |
| Net income | 2,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,245,000 | USD | evidence → |
| Total capital | 18,541,000 | USD | evidence → |
| Risk-weighted assets | 118,858,000 | USD | evidence → |